{
  "schema_version": 1,
  "slug": "mortgage-refinance-rates",
  "title": "Mortgage Refinance Rates",
  "canonical_url": "https://signalmeaning.com/signals/mortgage-refinance-rates/",
  "json_url": "https://signalmeaning.com/data/signals/mortgage-refinance-rates.json",
  "summary": "Daily reporting on refinance rate movements and lowest 30-year rates since May indicate consumer refinancing interest",
  "why_now": "Multiple financial outlets reported a multi-week/near-term low in 30‑year refinance rates, a framing that triggers search behavior and prompts consumers to consider refinancing before rates move up again.",
  "evidence_summary": "Published daily rate reports and headlines about record/low levels drive consumer search and refinancing demand signals.",
  "caveat": "Low uncertainty on rate reporting; medium uncertainty on conversion rates—headline-driven clicks do not guarantee completed refinances due to underwriting and eligibility filters.",
  "signal_type": "Commerce / Consumer Demand",
  "score": 93.0,
  "score_field": "adjusted_score",
  "state": "PUBLISH",
  "sources": [
    {
      "label": "Mortgage Rates Inch to Another 6-Week Low",
      "source": "Mortgage News Daily",
      "url": "https://www.mortgagenewsdaily.com/markets/mortgage-rates-06292026"
    }
  ],
  "provenance": {
    "record_id": "202607020050_signal_Quality-0-mortgage-refinance-rates",
    "batch_id": "202607020050",
    "input_files": {
      "Quality": "202607020050_signal_Quality.txt",
      "Musk": "202607020042_signal_Musk.txt",
      "Kurzweil": "202607020030_signal_Kurzweil.txt",
      "Jobs": "202607020026_signal_Jobs.txt",
      "Buffett": "202607020010_signal_Buffett.txt",
      "Bezos": "202607020000_signal_Bezos.txt"
    }
  }
}