{
  "schema_version": 1,
  "slug": "mortgage-rates",
  "title": "Mortgage Rates",
  "canonical_url": "https://signalmeaning.com/signals/mortgage-rates/",
  "json_url": "https://signalmeaning.com/data/signals/mortgage-rates.json",
  "summary": "Renewed consumer interest in mortgage pricing and decisions about paying off mortgages as media coverage discusses rate direction and personal finance implications.",
  "why_now": "Recent coordinated coverage by major outlets on rate expectations and mortgage behavior is the proximate trigger causing consumers to seek current rate information and guidance.",
  "evidence_summary": "- Coverage in Washington Post and New York Times on who is paying off mortgages and pros/cons of early payoff. - CBS News piece directly addresses expectations for whether mortgage rates will move back above 7%, a direct driver of consumer search behavior. - why_this_is_trending notes clustering around these personal finance and rate-expectations stories.",
  "caveat": "Signal Type: Commerce / Consumer Demand",
  "collected_at": "Sat, 5 Sep 2026 02:20:00 -0700",
  "signal_type": "Commerce / Consumer Demand",
  "score": 85.0,
  "score_field": "adjusted_score",
  "state": "PUBLISH",
  "evidence": [
    "The wrong people are paying off their mortgages - washingtonpost.com",
    "Are mortgage rates heading back above 7%? Here's what experts think. - CBS News"
  ],
  "sources": [
    {
      "label": "The wrong people are paying off their mortgages - washingtonpost.com",
      "source": "washingtonpost.com",
      "url": "https://news.google.com/rss/articles/CBMi2wFBVV95cUxPWVVKMHNmdmxzTWRMUklFQVdvR2pSdHFqUFFNaUQwWVkwVnVDNFYtUnU5WmVaZkJ2ZV9qeTFoYi12VF96Nk43Y2xXRURNR2Nndmx6U09uZGJBZUFNbTR6Q0xmcWVkZVd4bU5DUDB0QjVaMWJQSmJXU0IzZVJqdVRSMVZ4YV8tbGROQVM5YXFUeEZyX2ZKM29GWnZxOXpzVHZKV285UkdPaUZLUzcwTFdPQThlTzAyZ1FvbjJTdGVTUm1QZ2dhZzNJSzREVzJ2bk9zWHh2QzVqcExMOGM?oc=5"
    }
  ],
  "provenance": {
    "record_id": "202609051904_signal_Quality-2-mortgage-rates",
    "batch_id": "202609051904",
    "input_files": {
      "Quality": "202609051904_signal_Quality.txt",
      "Musk": "202609051904_signal_Musk.txt",
      "Kurzweil": "202609051859_signal_Kurzweil.txt",
      "Jobs": "202609051857_signal_Jobs.txt",
      "Buffett": "202609051855_signal_Buffett.txt",
      "Bezos": "202609051855_signal_Bezos.txt"
    }
  }
}